Shopify Custom Payment Gateway Integration Guide
September 28, 2024
Want to add a custom payment gateway to your Shopify store? Here’s what you need to know:
- Custom gateways let you use payment methods beyond Shopify’s defaults
- They can boost sales by offering more options customers prefer
- Setup requires technical skills and careful planning
Key steps to integrate a custom gateway:
- Plan and design your gateway
- Build it (or hire a developer)
- Test thoroughly
- Get Shopify approval and launch
Pros | Cons |
---|---|
More payment options | Higher development costs |
Better fits specific needs | Requires ongoing maintenance |
Greater control over data | Needs technical expertise |
Before starting, you’ll need:
- A Shopify Partner account
- A development store for testing
- Coding skills (or a developer)
- Understanding of Shopify’s API
Remember: Custom gateways aren’t simple to set up, but can be worth it for the right business. Focus on security, speed, and user experience for best results.
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What are custom payment gateways?
Custom payment gateways are tailored solutions for processing online payments. They’re built from scratch or heavily modified to fit a business’s specific needs.
Basic definition
A custom payment gateway is a tool that handles online transactions, but with a twist. It’s designed to:
- Work with unique payment methods
- Integrate with existing business systems
- Handle special types of transactions
For example, a company selling in China might create a gateway that works with WeChat Pay and Alipay. An education platform could build a system for course installment payments.
Pros and cons
Custom gateways have their trade-offs:
Pros | Cons |
---|---|
Perfect fit for business needs | Higher development costs |
Handles specific payment types | Longer development time |
Seamless system integration | Requires ongoing updates |
Greater data control | Needs technical expertise |
Pros:
Custom gateways let you design the payment flow. This can reduce cart abandonment – a big deal since 79% of abandoned carts are due to poor payment experiences.
You can add features like:
- Custom fraud checks
- Detailed transaction reports
- Unique customer authentication
Cons:
Building a custom gateway is challenging. You’ll need to:
- Follow payment security rules
- Keep up with payment tech
- Maintain and troubleshoot the system
Alan from Shopify’s API Support notes:
"Even though you would have to process the payment on your external payment page, you can redirect the buyer back to Shopify checkout once payment is complete."
This shows how custom gateways can work with platforms like Shopify, but it’s not always straightforward.
What you need before starting
Before you jump into custom payment gateway integration with Shopify, let’s get your ducks in a row. Here’s what you’ll need:
Technical needs
To get this show on the road, you’ll need:
- A Shopify Partner account
- A development store for testing
- Coding chops (or a developer who has them)
- A good grasp of Shopify’s API
Must-have | Why it’s important |
---|---|
Shopify Partner account | Your ticket to creating development stores |
Development store | A sandbox to play in without real-world consequences |
Coding skills | The magic that makes integration happen |
API know-how | The key to speaking Shopify’s language |
Setting up your workspace
Ready to roll? Here’s how to set up your Shopify playground:
1. Get a Shopify Partner account
Head to partners.shopify.com and sign up if you haven’t already.
2. Create a development store
- Log into your Partner Dashboard
- Hit "Stores" then "Add store"
- Pick "Create development store"
- Choose "to test and build" under "Development store use"
- Name your store and decide if you want to start from scratch or with test data
3. Round up your business info
Gather the nitty-gritty about your business:
- Your business name and address
- How to reach you
- Where to send the money (your bank account for payouts)
4. Scout out payment gateway providers
Do some digging on third-party providers that play nice with Shopify in your country.
5. Get ready for security compliance
Make sure you’re set to meet payment security standards like PCI DSS. It’s not optional!
How to add a custom payment gateway
Want to boost sales by giving customers more payment options? Here’s how to add a custom payment gateway to your Shopify store:
1. Plan and design
First, map out your gateway’s features:
- What payment methods will you offer?
- How will the checkout look?
- What security features do you need?
Sketch out your checkout page to visualize the user experience.
2. Build the gateway
Time to get your hands dirty with code:
- Set up your app in Shopify
- Create API calls for payments
- Set up webhooks for real-time updates
Not a coding pro? Consider hiring a Shopify Expert.
3. Test thoroughly
Before going live:
1. Set up a Shopify test environment
2. Run test transactions with dummy credit cards
3. Look for common issues like payment failures, wrong order totals, or slow confirmations
Fix any bugs you spot.
4. Launch and activate
Ready for liftoff?
- Submit your gateway for Shopify review
- Once approved, turn it on in your store
- Keep a close eye on things for the first few days
Here’s a quick overview of the process:
Step | What to do | Why it’s important |
---|---|---|
Plan | Set clear goals | Guides your development |
Build | Code the gateway | Makes it functional |
Test | Run transactions | Catches and fixes issues |
Launch | Get approval and go live | Opens it up to customers |
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Tips for better integration
Keep it secure and compliant
Security is a must for payments. Follow PCI DSS rules to protect customer data and build trust. Show security badges near where customers enter sensitive info.
Make it work better
Speed up checkout pages. Cut unnecessary scripts and compress images. Fast pages keep customers from bouncing.
Set up backup payment gateways. This keeps things running if one fails.
Create a smooth checkout
Simplify checkout. Aim for three steps or less. This cuts frustration and abandoned carts.
Make checkout easier with:
- Auto-fill forms
- Address lookup
- Guest checkout
- Progress bar
Offer various payment methods:
Method | Why Use It |
---|---|
Credit cards | Common |
PayPal | Fast and trusted |
Apple Pay | Easy for iOS |
Buy Now Pay Later | More affordable |
Track these metrics:
- Payment success rate
- Payment failure rate
- Cart abandonment rate
- Average order value
Use this data to fix issues fast.
Test your checkout often. Run A/B tests and ask customers what they think. Keep improving.
Fixing common problems
Usual integration errors
Integrating custom payment gateways with Shopify can be tricky. Here are some common issues and fixes:
- Wrong credentials: Double-check your account IDs and security keys in Shopify admin settings.
- Unfinished setup: See a "Complete account setup" button in Shopify admin > Settings > Payments > Shopify Payments? Click it.
- Missing emails: Some gateways need customer emails. Make email collection a must in your checkout settings.
- Processing errors: Check abandoned checkout history or order timeline for details.
- Bank account issues: Review Shopify Payments’ bank account requirements and check for outages on the Shopify status page.
Where to get help
Stuck? Try these:
- Shopify Help Center: Guides and troubleshooting steps
- Gateway support: For account-specific problems
- Shopify support: Platform-related issues
- Developer forums: Technical problems
- Middleware: Automate data transfer between systems
Keeping your gateway up-to-date
Keeping your Shopify custom payment gateway current is key for smooth operations and tight security. Here’s how to do it right:
Regular upkeep
To keep your gateway running like a well-oiled machine:
- Update often
Don’t slack on Shopify platform and app updates. In March 2023, Shopify rolled out a big security fix for custom payment gateways. Stores that jumped on it? They dodged a potential data breach bullet.
- Lock it down
- SSL encryption? Check.
- Two-Factor Authentication (2FA) for admin accounts? You bet.
- Tough, one-of-a-kind passwords? Absolutely.
- Check under the hood
Run security checks and stress tests to find weak spots. One e-commerce store caught a nasty flaw during a routine look-see. That saved them from a $50,000 headache.
- Back it up
Set your backups on autopilot. If things go sideways, you’ll be glad you did.
Adding new bells and whistles
Make your gateway better based on what users say:
- Keep score
Watch those conversion rates and happy customer numbers. Use that info to guide your next move.
- Stay in the game
Keep an eye on what other gateways are doing. When Stripe brought in Apple Pay, smart Shopify stores jumped on it. Result? Mobile sales shot up 15%.
- More ways to pay
Keep up with payment trends. Some stores added crypto in 2022 and tapped into a whole new crowd.
- Smooth sailing at checkout
Cut the fluff and make it easy. One store axed some unnecessary fields and saw 7% more people finishing their purchases.
Wrap-up
Custom payment gateway integration in Shopify can make or break your e-commerce success. Here’s what you need to know:
1. Choose wisely
Pick a gateway that fits your store and customers. Shopify Payments isn’t always the best choice.
2. Security first
Beef up your fraud detection. One Shopify Plus merchant cut chargebacks by 30% after improving security.
3. Optimize checkout
Keep it simple. 69% of shoppers ditch their carts because checkout is too complex.
4. Test thoroughly
Use Shopify’s test mode. One store avoided a $10,000 loss by catching a glitch early.
5. Stay current
Update your gateway and add features based on feedback. A store saw 15% more mobile sales after adding Apple Pay.
A smooth payment process builds trust. As Sarah Johnson, CEO of SwipeSum, says:
"A well-integrated custom payment gateway can reduce processing costs by up to 35% for Shopify Plus merchants, while also improving the customer experience."
It’s not just about transactions—it’s about creating a seamless experience that keeps customers coming back.
FAQs
How to integrate a custom payment gateway in Shopify?
Integrating a custom payment gateway in Shopify isn’t rocket science. Here’s how:
- Open Shopify app
- Tap "…"
- Go to "Settings"
- Find "Payments" in Store settings
- Hit "Choose another provider"
- Pick your provider
- Enter account details
- Activate and save
Quick tips:
- Double-check those account details
- Look out for any extra setup steps
- Stuck? Call your payment gateway’s support
"Hope this helps and gives you some next steps." – Alan, Shopify API Support
Custom gateways need more work than Shopify Payments, but they can be a game-changer for some businesses.